48-hour draw turnaround
New Construction Loans
Ground-up financing from lot to certificate of occupancy.
Construction-to-permanent loans for builders and developers. Draw-based funding tied to project milestones — capital when you need it.
Rate Range
From 9.90%
Max LTV/LTC
Up to 85% LTC / 70% ARV
Loan Term
12 – 24 months
Min Loan
$150,000
Eligibility Requirements
Do You Qualify?
Minimum 620 credit score
Demonstrated construction experience
Detailed budget, plans, and permits
General contractor with valid license
Lot owned or under contract
Real-World Scenario
How This Works in Practice
You're breaking ground on a 3-bed, 2-bath in a growing market with a projected ARV of $450K and a build cost of $280K. We fund draws at each milestone from foundation to CO — with 48-hour draw turnaround.
Ready to run the numbers on your deal?
Start ApplicationHave a New Construction deal on your desk?
Submit your application in under 5 minutes. We review every deal personally and respond within 2 business hours.
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