Fund Your Next Deal. Close in Days, Not Months.
Capital Partner Loans connects real estate investors with institutional lenders for Fix & Flip, DSCR Rental, BRRRR, New Construction, and Short-Term Rental financing. No bank red tape. No appraisal delays. Just capital.
$50M+
in Deals Funded
500+
Investors Served
48-Hour
Average Close Time
5
Loan Programs
Financing for Every Strategy
Whether you're flipping, holding, building, or renting — we have a loan product structured for the way you invest.
Fix & Flip
Buy, renovate, and sell — funded fast.
Purpose-built financing for acquisition and renovation. Short-term bridge loans that close in days so you never lose a deal on timing.
Max LTV/LTC
Up to 93% LTC / 75% ARV
Term
12 – 18 months, interest-only
DSCR Rental
Qualify on the property's income, not yours.
Debt Service Coverage Ratio loans for long-term rental properties. No W-2s, no tax returns — the property pays for itself.
Max LTV/LTC
Up to 80% LTV
Term
30-year fixed / ARM options
BRRRR Strategy
Buy, rehab, rent, refinance, repeat.
Stack acquisition and permanent financing in one seamless process. Bridge in, rehab, stabilize, then cash-out refi into a long-term DSCR hold.
Max LTV/LTC
93% LTC bridge / 80% LTV refi
Term
Bridge 12–18 mo → 30-yr hold
New Construction
Ground-up financing from lot to certificate of occupancy.
Construction-to-permanent loans for builders and developers. Draw-based funding tied to project milestones — capital when you need it.
Max LTV/LTC
Up to 85% LTC / 70% ARV
Term
12 – 24 months
Short-Term Rental
Airbnb-friendly financing based on actual STR income.
Financing structured around short-term rental cash flow — Airbnb, VRBO, and beyond. We use market STR data to underwrite, not just long-term rents.
Max LTV/LTC
Up to 80% LTV purchase / 75% cash-out
Term
30-year fixed / ARM options
Three Steps to Funded
We've removed the friction. No endless paperwork, no black-box decisions, no month-long waits.
Apply Online in Minutes
Complete our 6-step application covering your loan type, property, deal parameters, and profile. No lengthy PDF forms — just a clean, guided process.
We Match You to Capital
Within 2 business hours, a real person reviews your deal and matches it to the best lender in our network. You get options, not a black-box decision.
Close and Execute
Once matched, we quarterback the underwriting, appraisal (if needed), and closing process. Average close time is 48 hours from approved loan docs.
Investors Who Move Fast. Just Like You.
* Placeholder testimonials — owner to replace with verified reviews
“Closed a deal in under 48 hours that I thought was dead after my bank said no. Tamara's team found a lender same day, got us docs by Friday, and we were funded Monday. That property sold for a $67K profit. I don't use anyone else.”
“I have 11 doors now and CPL funded 7 of them. The DSCR process is exactly what it should be — no chasing tax returns, no explaining my business income to an underwriter who doesn't understand real estate. They just look at the property.”
“We did our first BRRRR through Capital Partner Loans and they walked us through every step — bridge loan on acquisition, held our hand through the rehab draws, then refinanced us into a 30-year DSCR hold. $0 out of pocket at the end. Game changer.”
“Banks kept quoting me long-term rents on my Airbnb property and the numbers didn't work. CPL used actual STR comp data and I qualified with room to spare. Closed in 11 days. My STR is now grossing $5,400/month.”
Find the Right Program
Quick-reference eligibility guide across all five loan programs.
| Program | Min. Credit | Max LTV/LTC | Term | Min. Loan | Highlight |
|---|---|---|---|---|---|
| Fix & Flip | 600+ | 93% LTC | 12–18 mo | $75K | No appraisal to close |
| DSCR Rental | 640+ | 80% LTV | 30-yr fixed | $75K | No min DSCR |
| BRRRR | 600/640+ | 93% LTC / 80% refi | Bridge + hold | $75K | Bridge + refi bundled |
| New Construction | 620+ | 85% LTC | 12–24 mo | $150K | 48-hr draw turnaround |
| Short-Term Rental | 640+ | 80% LTV | 30-yr fixed | $75K | STR income accepted |
Your Next Deal Won't Wait. Neither Should Your Financing.
Apply in under 5 minutes. A real person reviews every deal within 2 business hours. We fund fast so you can execute fast.